Boost Your Credit Score Fast, the Right Way.

What We Do

We Reverse Bad Credit in 30 Days or Less.

Your credit could be bad for any number of reasons, but it doesn't matter. It's fixable, and we do it for clients every day. Whether you have a long file of issues or just a few items holding you back, we'll take care of it.

Credit Audit

We comprehensively audit everything on your report. After 15 years of restoring our clients' financial life, we don't miss things.

Credit Repair

We fix credit every day. For us, it's standard operating procedures. For our clients, it's life changing. We can help you too.

Business Credit

Need financing for a new or existing business? We do that too. Start the conversation and let's get you what you need to succeed.

Who We Are

Credit Repair Veterans.

To fix your credit, you need more than just an advocate. You need a professional, a seasoned sniper who knows exactly what to do and where to do it. The FICO Boosters are veterans of the credit repair industry, with a track record of successes almost unparalleled in this field.

It's time for you to stop living life with the disadvantage of a poor score.

Call Us Now

(949) 877-7227

email us: [email protected]

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Fix Your Credit

15+ Years of Success

1,000 +

Happy Customers

1,000 +

Completed Cases

Let’s talk

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Interested In a Free Credit Consultation?

Call Us: (949) 877-7227

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What Is my credit score based on?

How Your Score Is Calculated

Your credit score is based on several key factors that provide insights into your credit management habits and overall financial health. The most widely used credit scoring models, FICO and VantageScore, consider the following factors when calculating your credit score:

Payment history (35% of FICO score): Your track record of paying bills on time is the most influential factor. Late payments, missed payments, and collections can significantly lower your score.
Credit utilization (30% of FICO score): This is the amount of credit you’re using compared to your credit limits. Keeping your utilization below 30% is ideal for maintaining a good credit score.
Length of credit history (15% of FICO score): The age of your oldest account, newest account, and average age of all accounts impact your score. A longer credit history generally leads to a higher score.
Credit mix (10% of FICO score): Having a diverse mix of credit types (e.g., credit cards, installment loans, mortgages) can positively influence your score.
New credit inquiries (10% of FICO score): Applying for new credit results in hard inquiries, which can temporarily lower your score. However, the impact fades over time.

It’s important to note that while FICO and VantageScore consider similar factors, they may weigh them slightly differently in their scoring models. Additionally, your credit score does not factor in personal information like your age, income, employment history, or utility payments (unless they become delinquent and are reported to credit bureaus).

15 Years of Success

I can’t believe how quickly The FICO Booster turned my credit around. In less than 30 days, my score went up by 100 points! Their team is incredibly professional and knowledgeable. If you’re struggling with your credit, I highly recommend The FICO Booster.

John Beli

Thanks to The FICO Booster, I finally have the credit score I need to buy my first home. AT LAST. Yes, it’s not the best time to buy a house but when I find the right one, I can actually get it. That’s crazy. I never thought I’d be able to buy a home after having such a terrible history in my 20s. The results were fast and impressive, with my score increasing by 80 points in less than a month. Their team made the process simple and stress-free. Couldn’t recommend them enough.

Holing Tums

Developer

I cannot express how grateful I am for the incredible results The FICO Booster delivered. My credit score had been a constant source of stress, preventing me from securing a mortgage and even impacting my ability to get a car loan. When I heard about The FICO Booster, I was initially skeptical. Could they really improve my credit score meaningfully? But from the very first talk on the phone, I honestly felt at ease. They were so professional and talked so knowledgeably about everything. Everything went smoothly and my credit score is now over 120 points higher, and we’re not even done.

Christina Garcia

Manager